
ID Comment

ID Comment: Lloyd’s warns against the steady creep of margin erosion
Despite – or perhaps because of – the market's strong preliminary results for 2024, the Lloyd’s leadership renewed their call for underwriting discipline, with aviation and energy lines flagged as being of particular concern

Lloyd’s full-year results reveal plenty to cheer
Preliminary results show the market has produced another strong underlying performance and demonstrated the benefits of reduced catastrophe exposure

The Trump administration’s zeal for freezing federal aid should worry insurers
The private sector, including insurers, must speak truth to power

Everest's reserve strengthening sharpens focus on recent accident years
Concerns have been building about the adequacy of industry US casualty reserves for the 2020 to 2023 accident years amid rampant social inflation and litigation funding growth

Re/insurers face new age of political risk
The increasing importance of geopolitical factors in business decision-making has led to a transformation of re/insurers from passive risk managers to active geopolitical intelligence agents

Cyber insurers look for stability in 2025
The cyber market is still profitable but a continued slowdown in rates could cause problems for underwriters

Joining the dots of climate finance
It is imperative to have a more collaborative global financial architecture to tackle climate risk

Déjà vu and the UN climate talks
The art of transition for re/insurers lies in skilling up for sustainability, not only on the investment side, but also in underwriting

Wide-ranging Milton loss estimates are drifting down
Milton is likely to be among the top 10 costliest hurricanes on record, but determining the insured loss is particularly challenging, as the wide range of estimates reveals

Shipping’s ageing fleet and mounting crew crisis heighten systemic risks for insurers
Maritime industry continues to push the global fleet to its limit, playing a dangerous game of Russian roulette with crew, oceans, cargo – and insurers’ portfolios

Lloyd’s is taking a common sense approach to market discipline
Continued warnings about complacency belie the fact the market is heading in the right direction

The next Gold Rush? Why deep-sea mining sparks controversy
Technology and regulation race against – not with – each other, as companies and nations seek to harvest the world’s abyssal plains
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